We work with homeowners in Michigan, Ohio, and Texas after the foreclosure sale, during the redemption period that follows it — with a cash offer for your keys, or a lease-back that lets you stay and buy your home back. We deal directly with you and the attorney for the lender or trustee, so there's no confusion about who's handling what.
No cost, no obligation. We're not your lender and we don't charge upfront fees.
Most homeowners assume that once the property sells, it's over. In Michigan, Ohio, and Texas, that's often not true yet. Here's what most homeowners we talk to are dealing with.
The property changed hands on paper, but you're still in the house, and nobody's clearly explained what that means for the weeks ahead.
Eviction letters and unfamiliar names showing up in the mail make it feel like there's nothing left to negotiate — that's rarely the whole picture.
Michigan, Ohio, and Texas each give homeowners a defined window after the sale before it's truly final. That window is where our programs work.
Both programs are built around your redemption period, not against it. We'll walk through both and let you choose — there's no pressure either way.
Your home has already sold. If you're ready to move on rather than use your redemption rights, we pay you directly for a smooth, coordinated move-out — no showings, no repairs, no waiting on a buyer. The amount depends on the property's condition and the cost to redeem the foreclosure.
During your redemption period, we work directly with you and the attorney for the lender or trustee to acquire the property, then lease it back to you. Twelve months of on-time payments earns you the option to buy it back.
Share your sale date, lender or trustee, and state. Takes about ten minutes, by phone or through the form below.
We confirm how much of your state's redemption period is left and what it allows before it expires.
We lay out real numbers for Cash for Keys and Lease Back side by side. You decide — no pressure, no obligation.
We deal directly with you and the attorney for the lender or trustee, and put every term in writing before you sign.
Redemption rules vary by state — sometimes by county. Here's the general shape of each; we'll confirm your exact dates when we talk.
We make money the same way any home buyer does — by purchasing at a fair, disclosed price and either reselling or holding the property. We deal directly with you and the attorney for the lender or trustee, so there's no middleman adding confusion. We never charge you a fee to talk, get an offer, or apply, and every term is in writing before you sign anything.
No — by the time we get involved, the foreclosure sale has already happened. We can't undo that. What our programs do is work inside the redemption period that follows: Cash for Keys gives you a clean, funded exit, and the Lease Back Program can put you back on a path to owning the home again. Neither one reverses the sale itself.
Not necessarily. Michigan, Ohio, and Texas each give homeowners a redemption period that follows the sale, and both of our programs are built to work inside that window. The window does close, though, so timing matters — the sooner you reach out, the more options are still on the table.
One late payment won't cancel your buy-back option automatically — we'll always contact you first. But the option is built around 12 consecutive on-time payments, so consistent, on-time payments give you the strongest path to buying back your home.
You're never required to, and we'll never tell you not to. We'd genuinely encourage it, especially before signing anything — we can work directly with your attorney or a HUD-approved housing counselor if you have one.
Most homeowners hear back within 24 hours of submitting the form below, with a written offer to follow once we've confirmed your redemption timeline with your county.
Fill out the form and we'll call within one business day — sooner if your sale date is close. Everything here stays confidential.